Authorization of Use
White Harbor Group hereby authorizes any person to access this Website for informational purposes only. White Harbor Group reserves the right to terminate access to this Website at any time without notice.
The data, information, and material included in this Website are copyrighted by White Harbor Group. All rights are reserved under the copyright laws of the United States of America. No part of this Website can be redistributed, copied, or reproduced without the prior written consent of White Harbor Group.
No Warranties
The user of this Website assumes all responsibility and risk for its use and the Internet generally. White Harbor Group and its affiliated companies disclaim all warranties, representations, or endorsements, expressed or implied, regarding the data, information, and material included in or accessible from this Website or the Internet. This includes, but is not limited to, all implied warranties of:
- Merchantability
- Fitness for a particular purpose
- Non-infringement
White Harbor Group and its affiliated companies reserve the right to discontinue, change, or update any data, information, or material included in the Website without prior notice. They do not assume legal liability or responsibility for the accuracy, completeness, or usefulness of any content.
No advice or information given by White Harbor Group or its affiliates shall create any warranty. Neither White Harbor Group nor its affiliates warrant that:
- The Website or Internet access will be uninterrupted or error-free
- Any data, software, or other material accessible from this Website is free of viruses or harmful components
Some pages describe various insurance products. Availability may differ by state. The descriptions are general, and coverage is subject to specific policy terms. For details, please contact us.
Disclaimer of Liability
White Harbor Group and its affiliated companies shall not be liable for any damages, including but not limited to:
- Compensatory, special, direct, incidental, indirect, or consequential damages
- Exemplary damages
- Loss of use, data, information, or profits arising out of or related to the use of this Website or the Internet
Disclaimer for Links
Although this site includes links to other websites, White Harbor Group and its affiliates take no responsibility for their content or information. We do not exert editorial or other control over external sites.
Electronic Communications
White Harbor Group will not be deemed to have accepted any electronic communication unless an acknowledgment verifying receipt is provided. If White Harbor Group sends an electronic communication, it will be assumed received unless the recipient notifies us otherwise.
Security
Despite our security measures, transmitting personal information online carries risks. Anyone sending personal information assumes the risk of interception by third parties. White Harbor Group disclaims liability for such incidents. Those concerned about security may mail their information to us.
Privacy Statement
White Harbor Group is committed to protecting your privacy. We pledge that:
- We own the information collected on this Website.
- We will not sell, share, lease, or rent personally identifiable information to third parties unless authorized by you or disclosed in this Privacy Policy.
Information Collection
We collect personal information when you:
- Enroll for coverage
- Purchase an insurance policy
- Send an email or complete a web form requesting personal information
When you enroll, we may collect:
- Name
- Home/mailing address
- Telephone number
- Email address
This information is shared with the insurance company to establish you as a policyholder. It is stored at White Harbor Group for customer service purposes.
All employees of White Harbor Group sign confidentiality agreements and are trained on the importance of protecting customer information.
If you pay for a policy with a credit card, your information is deleted after authorization. A transaction number is provided for reference. If paying by check, a copy will be kept in your file.
When you send us an email or fill out forms, we may share your information with third parties who assist us in business operations, such as insurance carriers.
Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. You may opt out of receiving text messages at any time by sending STOP.
Cookies
We use cookies and may transmit non-personally identifiable information to third-party service providers (e.g., Google) for website analytics.
Cookies help us:
- Estimate audience size and usage patterns
- Store preferences for a personalized experience
- Speed up searches
- Recognize returning visitors
You may refuse cookies through your browser settings. However, this may limit access to some website features. Our cookies expire and are deleted when you close your browser or after 20 minutes of inactivity.
Third-Party Links
This Website may contain links to third-party sites not controlled by White Harbor Group. These links are provided as a convenience, and you use them at your own risk.
We are not responsible for:
- The content of third-party websites
- Their privacy policies or practices
Our Privacy Policy applies only to data collected while interacting with White Harbor Group. We encourage you to review third-party privacy policies when visiting their sites.
Changes to Our Privacy Policy
We reserve the right to change this Privacy Policy at any time without prior notice.
For any questions regarding our privacy policy, please contact us.
Copyright
The White Harbor Group logo and other marks, including product and service names, are service marks of White Harbor Group and its subsidiaries.
Permission is granted to use, copy, and distribute materials for non-commercial purposes only, provided:
- The material remains unaltered
- White Harbor Group’s copyright notice is included
Use of this site is governed by the laws of our business state. Any disputes are subject to the exclusive jurisdiction of the courts in that state.
If any provision in these terms is found invalid, unlawful, or unenforceable, it shall be severed without affecting the validity of the remaining provisions.