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Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Cybersecurity Awareness Month: Does Your Business Need Cyber Liability Insurance?

Every October, the Cybersecurity and Infrastructure Security Agency (CISA) leads Cybersecurity Awareness Month, a nationwide effort to help individuals and organizations better protect themselves online. For small and mid-sized businesses, it's also a timely reminder to think about how a cyberattack or data breach could affect operations, and whether cyber liability insurance has a role to play in your risk management plan. Why Cyber Risk...

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Fire Prevention Week: Home Safety Steps and What Your Homeowners Insurance Covers

Every October, the National Fire Protection Association observes Fire Prevention Week, which falls on October 4-10 in 2026. The observance began over a century ago to mark the anniversary of the Great Chicago Fire, and it remains a helpful reminder to check the basics of home fire safety before colder weather sends more people back to their stoves, fireplaces, and space heaters. Common Causes of...

Health Insurance Options for College Students

Health Insurance Options for College Students

A New Season Brings New Health Insurance Questions As students head off to college, health insurance is often one of the last things on their minds, but it's an important detail for families to sort out before the semester gets underway. There are several paths students can take to maintain health insurance coverage while away at school, and the right choice depends on individual circumstances,...

Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider

Do You Need Life Insurance If You Don't Have Kids? Here's What to Consider

A Common Misconception About Life Insurance Many people assume life insurance is only necessary once you have children or a spouse who depends on your income. While protecting a growing family is one common reason people purchase coverage, it isn't the only one, and plenty of people without children still have good reasons to consider a policy. Understanding these reasons can help you make a...

Insurance Considerations for Independent Contractors and Freelancers

Insurance Considerations for Independent Contractors and Freelancers

Working for Yourself Comes With Its Own Insurance Needs More people than ever are working as independent contractors, consultants, or freelancers, whether as a primary career or a side business. While this type of work often offers flexibility, it also means you're generally responsible for your own insurance protection, since you likely won't have coverage through an employer. Taking time to understand your options early...